No-Nonsense Help After An Accident
Total Loss Property Damage After a Car Accident in Georgetown, TX
If you were involved in a serious car accident in Georgetown or anywhere in Williamson County, one of the most immediate and frustrating issues you may face is your vehicle being declared a total loss. When the cost to repair your vehicle exceeds its value, insurance companies often move quickly to settle — but not always fairly.
At The Law Office of Carl Knickerbocker, we help clients in Georgetown fight for the full, fair market value of their vehicles following a total loss accident. If your car, truck, or SUV was declared a total loss after a crash, we can help you challenge a lowball offer and seek the compensation you actually deserve.
What Counts as a “Total Loss” in Texas?
In Texas, a vehicle is typically considered a total loss when the cost to repair it is close to or greater than its Actual Cash Value (ACV). Some insurance companies use thresholds between 75% and 100% of the ACV to make this determination.
Many total loss cases arise from serious crashes on major Georgetown roads like I-35, Williams Drive, SH-29, or Loop 130, where high-speed collisions are common. Whether your accident involved a rear-end crash, T-bone collision, or a multi-car pile-up, we can help you navigate the claims process and push back against undervalued settlements.
How Insurance Companies Value Your Vehicle
After declaring your car a total loss, the insurance company will offer a payout based on:
Vehicle make, model, and year
Condition and mileage before the crash
Comparable vehicles listed for sale in your region
Optional equipment or upgrades
Too often, these companies use outdated data or vehicles listed far outside of the Georgetown area to justify a lower payout. They may ignore real market prices or recent upgrades you made to your vehicle.
Common Disputes in Total Loss Claims
Some of the most common issues we see in total loss property damage cases include:
Unreasonably low valuations
Missing or incorrect vehicle comparisons
Failure to include customizations or recent work
Pressure to accept a quick payout without question
You have the right to challenge these valuations and request documentation supporting the insurer’s offer. You can also provide your own market research and repair estimates. If you’re being stonewalled or offered less than your car is worth, we can help.
Additional Property Damage Compensation You May Be Entitled To
In addition to the value of the totaled vehicle, we help clients in Georgetown seek full compensation for related property losses, such as:
Rental car reimbursement while your claim is pending
Loss of use damages for the time you were without transportation
Towing and storage fees incurred while your vehicle was impounded
Negative equity gap coverage if you still owed more than your car was worth
Diminished value if your car was repaired and now holds less value
We review every element of your property damage claim to make sure you’re not leaving money on the table.
What to Do If Your Car Was Totaled in Georgetown
If you're dealing with a total loss situation, here’s what we recommend:
Request a copy of the insurer’s valuation report
Gather all receipts or documentation for recent repairs or upgrades
Check local listings for comparable vehicles in the Georgetown area
Don’t sign or accept anything under pressure
Talk to an experienced personal injury attorney
We routinely help clients across Georgetown, Sun City, and nearby communities in Williamson County get more out of their total loss claims — especially when paired with a personal injury claim for related injuries.
Why Choose Carl Knickerbocker for Georgetown Auto Accident Claims?
We don’t just handle injury claims — we know how to tackle every aspect of your accident case, including your vehicle damage and total loss claim. With years of litigation experience and a deep understanding of how insurance companies work, we offer aggressive representation for Georgetown drivers who deserve better.
We’ll help you understand what your car was really worth, why the insurance company may be undervaluing it, and what options you have to push back.
Call for a Free Consultation Today
If your vehicle was totaled in a crash in Georgetown, TX, don’t settle for less. Call The Law Office of Carl Knickerbocker today for a free case consultation. We’ll help you pursue the full value of your vehicle — and the compensation you’re entitled to for your injuries, losses, and inconvenience.
Your recovery starts with the right advocate on your side.