No-Nonsense Help After An Accident
Total Loss Property Damage After a Car Accident in Round Rock, TX
If you’ve been in a serious car accident in Round Rock or the greater Williamson County area, one of the biggest concerns after your health and safety is your vehicle. When the damage is severe, the insurance company may declare your car a total loss — and that’s when a new set of problems can begin.
At The Law Office of Carl Knickerbocker, we help Round Rock car accident victims fight for the full value of their totaled vehicles. Insurance companies often try to settle these claims quickly and for less than what your vehicle is truly worth. If your car was declared a total loss after an accident, we’re here to protect your rights and help you pursue fair compensation.
What Does “Total Loss” Mean in Texas?
A “total loss” in Texas generally means the cost to repair your vehicle exceeds its Actual Cash Value (ACV). Many insurance companies will consider a vehicle totaled if repairs cost more than 75–100% of the vehicle’s pre-accident value.
In Round Rock, this often happens after rear-end collisions on I-35, side-impact crashes at busy intersections like Gattis School Road and AW Grimes, or high-speed wrecks on SH-45. No matter how your accident happened, you deserve compensation that reflects what your vehicle was truly worth — not just what the insurance company says it was worth.
How Insurance Companies Value Your Vehicle
When your car is declared a total loss, the insurance company typically calculates a payout based on:
Your vehicle’s make, model, and year
Mileage and pre-accident condition
Local market comparisons in the Round Rock area
Upgrades, trim packages, and added features
Unfortunately, insurance companies often undervalue vehicles — ignoring recent upgrades, aftermarket parts, or local vehicle market prices in favor of national averages. You don’t have to accept their first offer.
Common Issues with Total Loss Claims
If you've never dealt with a total loss before, here’s what to watch out for:
Lowball settlement offers
Improper comparable vehicle listings (often from outside of Round Rock or Williamson County)
Pressure to accept quickly
Failure to account for upgrades or improvements
You have the right to challenge the insurance company’s valuation, request their documentation, and submit your own supporting evidence. We help clients negotiate higher total loss settlements that reflect real market value.
Additional Property Damage Claims You May Be Entitled To
In addition to the vehicle’s value, you may also be able to recover compensation for:
Loss of use: If you were without a car while your claim was processed, you may be entitled to damages for that time.
Rental car reimbursement: If the at-fault driver’s insurance didn’t promptly provide a rental, we can pursue this.
Negative equity coverage: If your vehicle loan was higher than your car’s ACV, we’ll review options to avoid leaving you in debt.
Diminished value (if the car was repaired instead): If your car was not totaled but lost value because of the crash, we can help pursue this separate claim.
What To Do If Your Car Is Declared a Total Loss
If your car was totaled in a Round Rock car accident, take these steps:
Request the insurance company’s valuation report – Ask for comparable listings they used.
Document your vehicle’s upgrades and condition – Provide photos, receipts, and service history.
Don’t accept the first offer – You have every right to negotiate.
Speak with a personal injury lawyer – Especially if your vehicle was totaled in a crash caused by someone else’s negligence.
Why Choose Us for Total Loss Claims in Round Rock
At The Law Office of Carl Knickerbocker, we’ve helped clients throughout Round Rock, Cedar Park, Georgetown, and all across Williamson County recover compensation after serious accidents. That includes fighting for clients who have been shortchanged on total loss vehicle claims.
We take a comprehensive approach to personal injury and property damage cases. Our goal is to ensure every aspect of your loss — medical, financial, and vehicular — is fully addressed.
We offer free consultations and handle most accident cases on a contingency fee basis. That means you don’t pay anything unless we win money for you.
Schedule Your Free Consultation Today
If your vehicle was totaled in a car accident in or near Round Rock, Texas, don’t settle for less than what you’re owed. Let us fight for the full and fair value of your property damage and any related injury claims.
📞 Call now or fill out our online form to schedule a free, no-obligation consultation with a trusted Round Rock car accident attorney.